Insurance Blog

Navigating Dental Insurance: Understanding Coverage and Making Informed Choices

Posted by Teresa Wagner  - January 29, 2024

Dental health is an integral part of overall well-being, yet many people are uncertain about how dental insurance works and what it covers. Dental insurance plays a vital...Read more

Colon Cancer: The 2nd Leading Cause of Death in Both Men & Women in the US

Posted by Teresa Wagner - January 18, 2024

It may be time to get screened: A colonoscopy isn’t your only option. Did you know that, according to the American Cancer Society, colorectal cancer is the second-leading....READ MORE

The Rise of Women in Trucking: Steering Towards Equality on the Open Road

Posted by Teresa Wagner - Dec 26, 2023

In an industry traditionally dominated by the rumble of diesel engines and the camaraderie of the open road, a seismic shift is taking place—one that echoes the growing chorus...read more

The Art of Route Planning: Maximizing Efficiency for Truckers

Posted by Teresa Wagner  -  December 12, 2023

The rhythmic purr of engines, the hum of tires on asphalt, and the vast expanse of open road—all familiar companions to truckers navigating the intricate web of highways...read more

Rolling Through Time: The Evolution of Trucking – Milestones in the Industry

Posted by Teresa Wagner - December 1, 2023

In the vast tapestry of transportation, the trucking industry stands as a dynamic force that has evolved significantly over the decades...read more


Fueling Up for the Long Haul: A Guide to Healthy Eating on the Road

Posted by Gregg Wilkes -  November 29, 2023

Life on the open road as a trucker is a unique adventure marked by vast landscapes, long stretches of highway, and the constant hum of the engine. However, it's...read more

On the Road for the Holidays: A Trucker's Journey Through the Festive Season

Posted by Teresa Wagner - November 28, 2023

The holiday season brings with it a unique set of joys, challenges, and traditions. While many are cozied up at home surrounded by loved ones, there's a distinct group of individuals for...READ MORE

Wilkes Agency: Navigating Success in a Dynamic Business Landscape

Posted by Teresa Wagner -  November 27, 2023

In the fast-paced and ever-evolving world of business, having a reliable partner to navigate the complexities of marketing and advertising is crucial...read more

Unraveling the Mystery of Umbrella Insurance: Your Shield in an Uncertain World

Posted by Teresa Wagner  -  November 21, 2023

Umbrella insurance might seem like an enigma in the realm of insurance, but it's a powerful tool that can offer invaluable protection in times of uncertainty....Read more

Home Sweet Home: How to Maximize Homeowners Insurance Benefits

Posted by Gregg Wilkes - November 20, 2023

Owning a home is a significant milestone, and protecting it with the right insurance coverage is essential for your peace of mind. In this guide, we'll explore ways...READ MORE

On the Road Again: Navigating Insurance Considerations for Local Routes vs. Long Haul

Posted by Teresa Wagner  -  November 16, 2023

Embarking on a trucking venture comes with various considerations, and one significant decision is choosing between local routes and long-haul assignments....read more

Does Your Homeowners Insurance Know About Your Dog?

Posted by Teresa Wagner - November 15, 2023

Owning a dog can impact your homeowners insurance coverage, as insurance companies often consider certain breeds or dog-related incidents as factors in....read more

Tips for Starting Up Your Own Small Business

Posted by Gregg Wilkes - November 14, 2023

Starting a business is an exciting venture, but it requires careful planning and execution. Here is a step-by-step guide to help you start your own business....READ MORE

Ticket Troubles: How Traffic Violations Affect Your Insurance Costs

Posted by Teresa Wagner -  November 10, 2023

Getting a traffic ticket can be a frustrating experience, and it's not just the immediate fine that you need to worry about. At Wilkes Agency, we understand that your driving...read more

Drive with Confidence: Wilkes Agency's Tips for Buying a New Car

Posted by Gregg Wilkes  -  November 9, 2023

Congratulations on your decision to bring home a new set of wheels! Buying a new car is an exciting experience, and at Wilkes Agency, we want to ensure that your...READ MORE

Winterizing Your RV: Tips to Protect Your Investment

Posted by Gregg Wilkes -  November 7, 2023

As the temperatures drop and winter approaches, it's essential to take the necessary steps to protect your RV from the harsh elements. At Wilkes Agency, we understand the importance of safeguarding your investments...READ MORE

Vehicle Maintenance for Trucking: Ensuring Safe and Reliable Operations

Posted by Gregg Wilkes - November 6, 2023

Trucking is a demanding industry that relies on the performance and reliability of the vehicles that make it all possible. Regular and comprehensive vehicle...read more

Trucking in Winter: Navigating Challenges for a Safe and Efficient Journey

Posted by Teresa Wagner  -  November 3, 2023

Trucking is a year-round endeavor, and the challenges it poses can become even more demanding during the winter months. Snow, ice, frigid temperatures, and limited daylight...read more

Best Trucking Practices for a Safer and More Efficient Operation

Posted by Gregg Wilkes  -  November 2, 2023

The trucking industry is the backbone of the American economy, delivering goods far and wide, but it comes with its unique set of challenges and responsibilities....Read Now

In-Network vs. Out-of-Network Providers:

Making Informed Healthcare Choices

Posted by Teresa Wagner -  October 27, 2023

Health insurance is a complex topic, and one of the critical aspects of any health insurance plan is the network of healthcare providers....Read more

Making the Most of Your Health Insurance: Tips for Saving Money and Staying Healthy

Posted by Teresa Wagner  -  October 24, 2023

This blog can offer practical tips and strategies for individuals and families to maximize the value of their...READ MORE

Exploring the Benefits of an Independent Insurance Agent

Posted by Gregg Wilkes -  October 18, 2023

Choosing the right insurance coverage can be a complex task, especially with the multitude of insurance providers and policies available. While it might be tempting to go...READ MORE

Health Insurance: Navigating the Maze of Plan Types

Posted by Teresa Wagner  -  October 10, 2023

Health insurance is a critical aspect of personal financial planning and well-being. Yet, the world of health insurance can be complex and daunting, with a myriad of plan types and coverage options.....READ MORE

Insurance for Small Business Owners: Safeguarding Your Enterprise

Posted by Gregg Wilkes  -  October 9, 2023

Starting and running a small business is a journey filled with excitement, challenges, and opportunities. Amidst the hustle and bustle of entrepreneurship, one aspect that should....read more

Home Renovations and Insurance: Protecting Your Investment

Posted by Teresa Wagner  -  October 6, 2023

Home renovations are an exciting way to enhance your living space, increase property value, and improve your lifestyle. However, it's essential to consider how these renovations can affect your homeowners' insurance....READ MORE

The Role of Dispatch and Routing in Trucking Insurance: Navigating the Intersection of Efficiency and Risk Management

Posted by Gregg Wilkes  -  October 5, 2023

In the highly dynamic and risk-prone world of trucking, efficient dispatch and routing are vital for both operational success and insurance considerations. How a trucking company....READ MORE

The Impact of Diesel Prices on Trucking Companies: Navigating Fuel Cost Volatility with Insurance

Posted by Teresa Wagner  -  October 4, 2023

Fuel is the lifeblood of the trucking industry, and diesel prices play a pivotal role in determining the financial health of trucking companies. The rollercoaster ride of diesel prices can significantly impact operational costs....READ MORE

Auto Insurance Demystified: Understanding the Basics with Wilkes Agency

Posted by Teresa Wagner - October 3, 2023

In today's rapidly evolving world, technology is reshaping industries at an unprecedented pace, and insurance is no exception. From the way policies are underwritten to how claims are processed, technology....READ MORE

The Future of Insurance: How Technology is Changing the Industry

Posted by Gregg Wilkes - October 2, 2023

In today's rapidly evolving world, technology is reshaping industries at an unprecedented pace, and insurance is no exception. From the way policies are underwritten...READ MORE

Insurance for Rental Properties: Protecting Your Investment and Managing Risks

Posted by Gregg Wilkes - September 28, 2023

Owning rental properties can be a lucrative investment, but it also comes with unique risks and responsibilities. To safeguard your rental property and financial....READ MORE

Navigating Medicare and Supplemental Insurance: Your Comprehensive Guide with Wilkes Agency

Posted by Teresa Wagner - September 27, 2023

Medicare is a vital resource for seniors, providing healthcare coverage that's essential for maintaining well-being in retirement. However, understanding the complexities of Medicare and its various parts can be challenging....READ MORE

Flood Insurance: Are You at Risk? Understanding the Importance of Flood Coverage with Wilkes Agency

Posted by Gregg Wilkes - September 26, 2023

Flooding is one of the most common and destructive natural disasters in the United States. Yet, many homeowners and businesses assume that their standard insurance policies cover flood damage. In reality, this is often not the case....READ MORE

Navigating Workers' Compensation: Protecting Your Employees and Your Business with Wilkes Agency

Posted by Teresa Wagner - September 25, 2023

Workers' compensation is a fundamental aspect of employee protection and business risk management. It provides essential coverage for employees who are injured or become ill on the job, ensuring they receive the necessary medical care.....READ MORE

Health Insurance Open Enrollment Guide: Your Roadmap to Comprehensive Coverage

Posted by Teresa Wagner - September 22, 2023

Open enrollment is a crucial period for anyone looking to secure or modify their health insurance coverage. It's a time when individuals and families can choose or update their health insurance plans for the upcoming year.....READ MORE

Insurance in Times of Crisis: How to File Claims Effectively with Wilkes Agency

Posted by Teresa Wagner - September 21, 2023

In times of crisis, such as natural disasters, accidents, or unexpected events, insurance becomes a lifeline, helping you recover and rebuild. However, filing an insurance....READ MORE

The True Cost of Underinsurance: Why It Pays to Be Adequately Covered with Wilkes Agency

Posted by Teresa Wagner - September 20, 2023

Insurance is a critical tool for safeguarding your financial well-being and protecting against unexpected events. However, having insurance isn't just about checking a box....READ MORE

The Road to Comprehensive Coverage: A Guide to Selecting Insurance Policies with Wilkes Agency

Posted by Gregg Wilkes - September 19, 2023

Insurance is a vital component of financial security, providing a safety net when unexpected events occur. However, the world of insurance can be complex and overwhelming...READ MORE

Insurance and Risk Management: A Comprehensive Approach for Businesses

Posted by Teresa Wagner - September 18, 2023

Running a successful business comes with its share of risks, and navigating these risks is a critical part of business management. Whether you're a small startup or a large corporation...READ MORE

Preparing for Natural Disasters: Home Insurance Tips from Wilkes Agency

Posted by Teresa Wagner - September 16, 2023

Natural disasters, from hurricanes and wildfires to floods and earthquakes, can strike with little warning, leaving homeowners to deal with the aftermath....read more

How Can I Lower My Insurance Premiums?

Posted by Gregg Wilkes - September 15, 2023

Insurance is a valuable safety net that provides financial protection when unexpected events occur. However, it's natural to want to find ways to lower your....read more

Beyond the Basics: Understanding Umbrella Insurance

Posted by Teresa Wagner - September 14, 2023

Insurance is a vital component of financial security, and while most people are familiar with common types of insurance like auto, home, and health insurance, there's one type that often flies under the radar....Read more

Insurance for Small Business Owners: Protecting Your Enterprise

Posted by Teresa Wagner - September 13, 2023

Starting and running a small business is no small feat. It involves dedication, hard work, and, importantly, the ability to manage risks effectively....Read more

The True Cost of Underinsurance: Why It Pays to Be Adequately Covered

Posted by Teresa Wagner - September 7, 2023

Insurance serves as a financial safety net, protecting you from unexpected and potentially devastating events. But what happens when your coverage falls short? ....READ MORE

Navigating the Maze: Decoding Common Insurance Terms

Posted by Gregg Wilkes -  September 6, 2023

Insurance is essential for protecting your financial well-being, but the terminology used in policies and discussions can sometimes feel like a complex maze....READ MORE

The Road to Comprehensive Coverage: A Guide to Selecting the Right Insurance Policies

Posted by Gregg Wilkes - September 5, 2023

Choosing the right insurance coverage is a critical decision that can have a profound impact on your financial security and peace of mind. With the multitude of...Read more


Owner-Operator Insurance 101: Navigating Coverage for Independent Truckers

Posted by Teresa Wagner - August 31, 2023

Being an owner-operator in the trucking industry comes with its own set of responsibilities and risks. Securing the right insurance coverage is paramount to protect....Read more

FAQs: Answering Your Common Insurance Questions

Posted by Teresa Wagner - August 30, 2023

Insurance can be a complex world filled with questions. Whether you're a seasoned policyholder or just starting to explore coverage options, having a clear understanding of insurance basics is essential....READ MORE

The Pros and Cons of Bundling Insurance Policies: Is It Right for You?

Posted by Gregg Wilkes - August 29, 2023

When it comes to managing your insurance coverage, bundling policies can seem like an attractive option. Bundling involves combining multiple insurance policies—such as auto, home, and even life insurance....READ MORE

Rental Property Insurance: Safeguarding Your Investment and Navigating Potential Risks

Posted by Teresa Wagner - August 28, 2023

Owning rental property can be a lucrative venture, but it comes with its own set of challenges and risks. Rental property insurance, also known as landlord insurance, is a specialized coverage designed to protect...REAd more


The Impact of Credit Scores on Insurance Premiums: Unveiling the Connection Between Financial Health and Coverage Costs

Posted by Teresa Wagner - August 25, 2023

Did you know that your credit score can influence more than just your loan interest rates? It can also play a significant role in determining the cost of your insurance premiums.... Read more

Insurance Tips for First-Time Homebuyers: Protecting Your Investment and Peace of Mind

Posted by Teresa Wagner - August 24, 2023

Congratulations on taking the exciting step of purchasing your first home! As you embark on this journey, it's important to consider not only the joy of homeownership but also the responsibility of safeguarding your investment.... Read more

Leasing vs. Buying a Car: Making the Right Choice for Your Budget and Lifestyle

Posted by Gregg Wilkes - August 23, 2023

Whether to lease or buy a car depends on your personal financial situation, driving habits, and preferences. Each option comes with its own set of advantages and considerations. Here's a breakdown of both options....Read more

Insurance Considerations for Owner-Operators vs. Fleet Owners: Tailoring Coverage to Your Trucking Business

Posted by Gregg Wilkes -  August 22, 2023

In the diverse landscape of the trucking industry, insurance needs can vary significantly based on whether you're an owner-operator or a fleet owner....Read more

The Top 5 Factors That Affect Trucking Insurance Premiums: Decoding the Pricing Puzzle

Posted By Teresa Wagner  -  August 21, 2023 

Trucking insurance premiums are influenced by a complex interplay of factors that reflect the unique nature of the industry. Understanding these factors is essential.... Read more

Understanding Non-Trucking Liability Insurance (NTL): Providing Protection Beyond the Road

Posted by Gregg Wilkes  -  August 15, 2023

Non-Trucking Liability Insurance (NTL), often referred to as "bobtail insurance," is a specialized coverage that addresses a crucial gap in insurance coverage for truck... Read more

The Importance of Cargo Insurance for Trucking Businesses: Safeguarding Your Shipments and Bottom Line

Posted by Teresa Wagner -  August 15, 2023

In the fast-paced world of trucking, safeguarding your cargo is not just a matter of responsibility—it's also a crucial aspect of protecting your business's financial stability. Cargo...read more

HOS Regulations Simplified: Understanding Hours of Service Rules with Wilkes Agency

By Gregg Wilkes  -   August 10, 2023

Hours of Service (HOS) regulations are a cornerstone of the trucking industry, designed to ensure the safety of drivers and other road users by preventing driver fatigue....read now

The Role of Dispatch and Routing in Trucking Insurance: Navigating Toward Safety and Savings

Posted by Gregg Wilkes  -   August 9, 2023

In the dynamic world of trucking, effective dispatch and routing are not only crucial for timely deliveries but also play a significant role in shaping....READ MORE

Maximizing Fuel Efficiency: Tips for Truck Drivers and Fleet Managers

By Teresa Wagner   -   August 8, 2023

In an industry where fuel costs constitute a significant portion of operational expenses, optimizing fuel efficiency is paramount for both cost savings and reducing the environmental impact of trucking operations....Read more

Navigating Workers' Compensation for Trucking Companies: Ensuring Safety and Protection

Posted by Teresa Wagner -  August 7, 2023

Workers' compensation is a critical aspect of any business, and the trucking industry is no exception. Wilkes Agency understands the unique challenges that trucking companies face when it comes to workers' compensation....read more

The Process of Starting a New DOT: A Guide from Wilkes Agency

Posted by Teresa Wagner -  August 4, 2023

Applying for a Department of Transportation (DOT) number involves a straightforward process that varies depending on the type of operation you plan to conduct. Here's a general outline of how to apply for a DOT number....Read more

Choose Only the Best Truck Stops, Here's What to Look For

Posted by Teresa Wagner  -  August 3, 2023

A great truck stop goes beyond being a mere pit stop for refueling and resting. It provides a comprehensive and welcoming environment that caters to the needs of truck drivers, offering a range of services and amenities that enhance their overall experience on the road....READ MORE

The Importance of a Dash Cam for Truck Drivers: Enhancing Safety and Protection

Posted by Gregg Wilkes  -  August 2, 2023

As truck drivers traverse long and often challenging roads, having an extra pair of eyes on the road can make a significant difference. Dash cams have become an indispensable tool ....READ MORE

The Importance of Electronic Logging Devices (ELD) for Trucking Companies

Posted by Gregg Wilkes  -  August 1, 2023

In recent years, the trucking industry has witnessed a significant technological advancement with the widespread adoption of Electronic Logging Devices (ELD). ELDs have revolutionized the way trucking companies manage their operations....read more 

Minimizing Risk and Preventing Insurance Claims

Posted by Teresa Wagner - July 31, 2023

At Wilkes Agency, we understand the significance of preventing insurance claims and fostering a safer environment for our clients. While insurance provides essential protection during unexpected events, our commitment goes beyond just offering...REad more

Auto Insurance 101: Understanding Your Coverage Options

Posted by Teresa Wagner -  July 28, 2023

Auto insurance is a crucial aspect of responsible vehicle ownership, providing financial protection and peace of mind in case of accidents or unforeseen events. However, navigating the world of auto insurance can be overwhelming with the plethora of coverage...READ MORE

What insurance do you need for a new trucking company?

Posted by Teresa Wagner -  July 27, 2023

Starting a new trucking business is an exciting venture that comes with a unique set of challenges and opportunities. Amidst the hustle and bustle of setting up your operations, one crucial aspect that deserves careful attention is insurance coverage. At Wilkes Agency, we understand the specific insurance needs of new trucking...READ MORE

The Impact of CSA Scores on Truck Insurance Rates: Insights from Wilkes Agency

Posted by Gregg Wilkes  -  July 26, 2023

In the trucking industry, safety is paramount. Trucking companies must maintain a strong safety record not only to comply with regulations but also to secure favorable truck insurance rates. One essential aspect of assessing safety performance is through....READ MORE

How to Minimize Risk and Prevent Insurance Claims in Your Trucking Business

Posted by Teresa Wagner  - July 25, 2023

Trucking plays a vital role in the transportation industry, ensuring goods are delivered efficiently and reliably across vast distances. Truck drivers and fleet owners face numerous challenges.....READ MORE

The Importance of having Good Truck Insurance

Posted by Gregg Wilkes  - July 24, 2023

Trucking plays a vital role in the transportation industry, ensuring goods are delivered efficiently and reliably across vast distances. Truck drivers and fleet owners face numerous challenges on the road, including unpredictable weather, traffic conditions, and the potential for accidents. As a responsible trucker or fleet manager..... READ MORE

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