Congratulations on your decision to bring home a new set of wheels! Buying a new car is an exciting experience, and at Wilkes Agency, we want to ensure that your excitement is accompanied by peace of mind. One crucial aspect of the car-buying process is securing the right insurance coverage to protect your investment. Here are some tips to guide you through the process:

1. Research Insurance Costs Before You Buy:

Insurance costs can vary significantly depending on the make and model of your new car. Before making a purchase, research insurance rates for the specific vehicle you have in mind. Some cars may be more expensive to insure due to factors like repair costs, safety features, or the likelihood of theft. Wilkes Agency can help you assess insurance costs for different models to make an informed decision.

2. Bundle Your Policies:

Consider bundling your auto insurance with other policies you may need, such as home or renters insurance. Bundling can often lead to discounts, making it a cost-effective way to protect both your car and other assets.

3. Evaluate Coverage Options:

Understanding your coverage needs is essential. Work closely with a Wilkes Agency agent to determine the right amount of coverage for your new car. Consider factors like liability coverage, comprehensive coverage, collision coverage, and any additional coverage options that align with your needs and budget.

4. Take Advantage of Discounts:

Wilkes Agency offers a variety of discounts that you may qualify for, helping you save on your insurance premiums. Common discounts include safe driver discounts, multi-car discounts, good student discounts (if applicable), and more. Ask our team about the discounts available to you and how you can maximize your savings.

5. Consider Gap Insurance:

If you're financing your new car, consider adding gap insurance to your policy. Gap insurance covers the difference between the car's actual cash value and the amount you owe on the loan in the event of a total loss. This can be especially valuable during the early years of car ownership when depreciation is high.

6. Review and Update Regularly:

As your life circumstances change or you make modifications to your car, it's essential to review and update your insurance coverage. Keep Wilkes Agency informed about any changes to ensure that your coverage remains comprehensive and tailored to your needs.

7. Explore Additional Coverage:

Beyond standard coverage options, Wilkes Agency can provide additional coverage options such as roadside assistance, rental car reimbursement, and more. Explore these options to enhance your protection and enjoy added peace of mind on the road.

Buying a new car is a significant investment, and having the right insurance coverage is crucial for a worry-free driving experience. Wilkes Agency is here to guide you through the insurance process, offering personalized solutions to meet your specific needs. Contact us today to discuss your new car insurance requirements and drive with confidence knowing that you're protected by Wilkes Agency.