At Wilkes Agency we specialize in commercial trucking insurance in Michigan, Ohio, Indiana, Missouri, Minnesota, South Carolina, Georgia, Tennessee, Arizona and Texas. We work hard to find insurance for your truck or trucking company at a price you can afford. Leave your business in the hands of an agency that works with some of the top rated carriers in the trucking industry every single day and have access to 24/7 certs immediately with every one of our carriers.
What commercial trucking insurance do you need? Commercial auto insurance can include several different coverages.
- Bodily Injury/Auto Liability: Covers bodily injury and property damage liability for accidents involving your commercial trucks.
- Property Damage Liability: pays for repairs if your car accidentally damages another persons property
- Cargo Insurance: Specifically designed to cover the goods or cargo being transported in case of damage, theft, or loss.
- Combined single limit (CSL): states the maximum pay out in a single accident between Bodily Injury/Auto Liability and Property Damage Liability
- Uninsured motorist coverage: helps pay for damages from an accident involving an uninsured vehicle
- Medical payments, no-fault or Personal Injury Protection: coverage for medical expenses for the driver and passengers in your car caused from a covered accident, regardless of fault
- Physical Damage: Provides coverage for repairs or replacement of your commercial trucks if they are damaged in accidents, collisions, or other covered incidents.
- Commercial General Liability: Offers protection against third-party bodily injury or property damage claims not related to your trucking operations.
- Non-Trucking Liability Insurance (NTL): Also known as bobtail insurance, this coverage protects owner-operators when they are using their truck for non-business purposes.
- Occupational Accident Insurance: Provides benefits to owner-operators and independent contractors in case of on-the-job accidents, injuries, or death.
- Workers' Compensation Insurance: Covers medical expenses and lost wages for trucking company employees who are injured on the job.
- Trailer Interchange Insurance: Offers coverage for non-owned trailers that are being used in a trucking company's operations..
- Umbrella/Excess Liability Insurance: Provides additional liability coverage above the limits of primary insurance policies
Our experienced team at Wilkes Agency will work closely with you to understand your unique requirements and recommend the most suitable insurance package to ensure you have the right coverage for your trucking business.
Contact us today to get a personalized quote and protect your assets with confidence.